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VA Mortgages

A VA loan is a mortgage that is guaranteed by the U.S. Department of Veterans Affairs. These loans are designed to offer long-term financing to American veterans and their surviving spouses. As a VA-approved lender, Pen Air FCU can provide home financing options to eligible veterans with little to no money down.

Highlights include:

  • Highly competitive loan rates
  • Financing on purchases up to 100% of the appraised value of the home
  • Home sellers can contribute up to 4% of the purchase price toward the buyer’s closing costs
  • Loan terms up to 30 years
 

It's a Great Time to Buy!

Ready to purchase a home? Start the pre-approval process today! Pen Air FCU offers a variety of mortgage products to help you finance your dream. Whether you are purchasing a home or refinancing your existing home, you will enjoy competitive rates and low fees. Pen Air FCU has flexible programs to meet your individual needs and has special programs for first time homebuyers.

Romancing the refinancing

If you are currently sitting on a high-interest mortgage and you’ve been thinking about refinancing to a lower rate, now is the time to act. You can take advantage of low interest rates that could end up saving you thousands of dollars over time.

Give us a call at 850-505-3200 ext. 5400, or stop by any branch to speak with a Pen Air Mortgage Specialist. We’ll be glad to help you understand your options.

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About Pen Air FCU

Pen Air Federal Credit Union was chartered in 1936 to serve Civil Service and Military employees who are assigned to the military bases in our area as well as their immediate families. Today, we serve many other employee groups and invite you and your family to check into our eligibility requirements.

We are a not-for-profit, member-owned financial institution that provides great loan rates, excellent returns on your investments, and outstanding member service. For additional information on how we can assist you with all of your financial needs, check out our membership and member services pages.

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